Sterling Bank Nigeria has made banking easier for its customers by introducing USSD codes and transfer codes. This is coming in today’s fast-paced world where mobile banking has become an essential part of our lives. These codes allow customers to access banking services at their convenience, without the need for an internet connection or a physical bank visit.
In this article, we will explore the various USSD codes and transfer codes offered by Sterling Bank, their benefits, and how to use them. By the end of this article, you will have a comprehensive understanding of Sterling Bank’s mobile banking services and be able to make transactions easily using these codes.
Sterling Bank USSD Codes
Sterling Bank USSD (Unstructured Supplementary Service Data) codes are a set of short codes that allow customers to carry out various banking transactions on their mobile phones without the need for an internet connection. These USSD codes are easy to use and provide a quick and convenient way for customers to access their bank accounts and carry out transactions.
Here are the Sterling Bank USSD codes and the transactions they can be used for:
1. *822# – This is the general Sterling Bank USSD code. You can use it to access a range of services, including:
- – Account opening
- – Airtime purchase
- – Fund transfers
- – Bill payments
- – Balance inquiry
- – BVN verification
- – Mini statement
2. *822*1*amount# – This code is used for airtime top-up. Simply dial *822*1*amount# and follow the prompts to complete the transaction.
3. *822*2*amount*account number# – This code is used for intra-bank transfers. Dial *822*2*amount*account number# and follow the prompts to complete the transaction.
4. *822*3*amount*account number# – This code is used for interbank transfers. Dial *822*3*amount*account number# and follow the prompts to complete the transaction.
5. *822*4# – This code is used to check your account balance. Simply dial *822*4# and follow the prompts.
6. *822*5*amount# – This code is used for bill payments. Dial *822*5*amount# and follow the prompts to complete the transaction.
7. *822*6# – This code is used to update your BVN. Simply dial *822*6# and follow the prompts.
It is important to note that some of these USSD codes may attract a service charge. Also, ensure that you have sufficient airtime on your phone to carry out transactions using the USSD codes.
Sterling Bank Transfer Codes
Sterling Bank transfer codes are a set of short codes that allow Sterling Bank customers to transfer funds from their Sterling Bank account to another Sterling Bank account or to accounts in other banks in Nigeria. These transfer codes are easy to use and provide a quick and convenient way for customers to transfer funds without having to visit a bank branch.
Here are the Sterling Bank transfer codes and the transactions they can be used for:
- *822*4*amount*account number# – This code is used for interbank transfers. Dial *822*4*amount*account number# and follow the prompts to complete the transaction.
- *822*5*amount*account number# – This code is used for intra-bank transfers. Dial *822*5*amount*account number# and follow the prompts to complete the transaction.
- *822*6*amount*account number# – This code is used for airtime top-up. Dial *822*6*amount*account number# and follow the prompts to complete the transaction.
It is important to note that some of these transfer codes may attract a service charge. Also, ensure that you have sufficient airtime on your phone to carry out transactions using the transfer codes. Additionally, ensure that the recipient’s account number and bank code are correct before initiating the transfer to avoid any errors or delays.
Frequently Asked Questions on Sterling Bank USSD Codes & Transfer Codes
Here are the frequently asked questions regarding Sterling Bank USSD Code.
What transactions can be done with Sterling Bank USSD Code?
Sterling Bank USSD Code can be used to perform various banking transactions such as checking account balance, transferring funds, paying bills, buying airtime, and opening a new account.
How do I register for Sterling Bank USSD Code?
To register for Sterling Bank USSD Code, dial *822# and follow the prompts. You will be required to provide your Sterling Bank account number and other details.
How do I check my Sterling Bank account balance using USSD Code?
To check your Sterling Bank account balance using USSD Code, dial *822*6# and follow the prompts. You will be required to enter your Sterling Bank USSD code PIN to complete the transaction.
How do I transfer funds using Sterling Bank USSD Code?
To transfer funds using Sterling Bank USSD Code, dial *822*4# and follow the prompts. You will be required to enter the recipient’s account number, the amount you want to transfer, and your Sterling Bank USSD code PIN.
How much does it cost to use Sterling Bank USSD Code?
Sterling Bank USSD Code transactions attract a fee, which varies depending on the type of transaction. You will be notified of the transaction fee before completing the transaction.
Is Sterling Bank USSD Code secure?
Yes, Sterling Bank USSD Code is secure. The code uses two-factor authentication to ensure the security of transactions. Customers are required to enter their USSD code PIN before completing any transaction.
What should I do if I forget my Sterling Bank USSD code PIN?
If you forget your Sterling Bank USSD code PIN, dial *822# and follow the prompts to reset your PIN.
Can I use Sterling Bank USSD Code on any mobile network?
Yes, Sterling Bank USSD Code can be used on any mobile network in Nigeria.
Conclusion
There are many reasons why you should know about Sterling Bank USSD and Transfer codes. These codes provide convenient and secure banking services for its customers. With these codes, customers can access a wide range of banking services such as fund transfers, airtime purchases, bill payments, and account balance inquiries, among others. Sterling Bank has also made efforts to ensure that these services are easily accessible and user-friendly, even for customers who may not be tech-savvy. Overall, the use of USSD codes and transfer codes has revolutionized the banking sector, making it easier and more efficient for customers to carry out their transactions anytime and anywhere. As such, Sterling Bank’s USSD codes and transfer codes are an excellent example of how technology is transforming the banking industry for the better.