11 Best Apps to Send Money to Nigeria

App to Send Money to Nigeria

There are a lot of apps you can use to send money to Nigeria. These apps have unique features that make them stand out. Some of the dominant features include multiple payment methods, fast transactions, low charges rate, etc. To know the best one you can use for a transaction, I researched and listed, and explained the best and most secure ways of sending money from foreign countries to Nigeria. To know all these apps and their feature, kindly read this article to the end.


Remitly is an app that allows you to send money from approved countries from the USA to Nigeria without any obstacles. With Remitly, you can send money to your relative in Nigeria without them having an account with Remitly. The best way to send money using this platform is to use the credit card or debit card option for fast delivery. Note: funds are sent and received in Us dollars only.

When sending money to Nigeria, it is necessary you ask the recipient the convenient method of receiving the fund. For instance, a fund can be sent directly to a recipient domiciliary account, or they can pick it up at the bank Remitly support for transactions.

For your recipient to pick up funds in a location, you must send them a reference number for payment confirmation. The bank Remitly send money for pick up in Nigeria include Polaris bank, UBA bank, GTB bank, FCMB, Union bank, Firstbank, Access, Fidelity, e.t.c.


Transfer wise, now known as WISE, is an app that allows you to send money cheaper from foreign countries to Nigeria and other countries. The wise app has over 12 million users, and it enables its recipient to receive funds in 9 currencies. 

World remit

World remit is one of the best platforms to send money from foreign countries to Nigeria. It offers a better exchange rate and low fees for transfers, and it sends money faster. Remit has over 2 million users, and it is rated as the safest and most secure money transfer app. 

World remit has multiple options for sending money to Nigeria; you can send money through bank transfer, cash picks up, mobile money, and airtime top-up. When transferring using the bank, recipients must have a domiciliary account.


Westernunion is a well-known money transfer company used for sending money from overseas to Nigeria. It is trusted and fast in sending money to any part of the world. When sending money to Nigeria using western union, you can choose the cash pick-up option or the bank for direct and easy transfer. To learn more about western union, visit their website.

RIA Money Transfer

Ria is one of the largest international money transfer companies in the world. It was founded in 1987, and it has been able to cover 507,00 locations in 160 countries. The maximum amount of money you can receive in Nigeria using ria is $500, and money sent can only be obtained in dollars. 

Ria has three methods of sending money: bank transfer, debit, and credit card, which are secure and fast. When you send money to another person, the recipient must provide a national identity document, a pin given by the sender, and the amount before receiving the fund.


Eversend is a money transfer company that guarantees cheap and fast transactions. It is one of the best financial platforms you can use to send money to Nigeria without losing your money. Eversend has a multi-currency e-wallet that allows anyone to exchange, save and send money instantly at the best possible rates – within and outside Africa.

Eversend allows instant bank transfers to Nigeria bank accounts, and it will enable you to create a virtual debit card that you can use to shop online and decrease the charges rate of transactions done online. They also accept holding and exchanging multiple currencies, including USD, EUR, NGN, KES, UGX, RWF, and GBP.

With eversend, you can send money to Nigeria from any of the countries and continents listed below;

Europe: Belgium, France, Germany, Switzerland, United Kingdom, Netherlands.

Africa: Ghana, Kenya, Nigeria, South Africa, Tanzania, Rwanda, Uganda, Swaziland.

Rest of the World: Australia, Canada, India, United Arab Emirates, Turkey, United States, South Korea, Kuwait.

Sendcash Africa

Sendcahsafrica is an online money transfer company that makes sending money to Nigeria easy using the peer-to-peer payment method. The charges rate of sendcash is low, and they deliver straight to the recipient bank account as soon as you send the fund.

With sendcash, you can send up to $2500 daily, receive a payment link from clients, family, and friends, and exchange directly from naira to US dollar during transactions.

Sendcash has two methods of sending money: wire transfer and bitcoin. When sending money using bitcoin on sendcash, you won’t be charged a transaction fee. You can visit their website or download their app to learn more about them.


Payoneer is an online payment platform that gives Nigerians the opportunity to send and receive money from overseas. When you open a Payoneer account, you will be given a free bank account number which you can use to send or receive payment in US dollars, pounds, and euros without any error. Payoneer charges a low fee on transactions, and they allow their users to send money using a debit card or credit card. 


Using bitcoin to send money from abroad is one of the best and the most used way to send money to Nigeria. It is fast, secured, and doesn’t charge any fee during a transaction. With a unique wallet address, you can receive money from overseas and exchange it for cash in Nigeria. To get started with bitcoin, all you need is to sign up on a digital wallet technology like Luno, Trust wallet, Blockchain, Coinbase, and others to create a bitcoin wallet and send your wallet address to receive money whenever someone wants to send you money from abroad. 


Moneygram is one of the oldest, most trusted, and most reliable ways of sending money to Nigeria from overseas. When transferring funds with Moneygram, all you need is to sign in to your account, drop the receiver details, how the fund would be received, and the amount you are sending. It has two options for sending money; you can pay using your debit card or bank account. 

MoneyGram has over 350,000 agent locations around the globe and partners with more than 350 banks worldwide. It is rated as the second-best medium to send money to another country (Nigeria). To learn more about them, kindly visit their website.


Paystack is an online payment company that operates in Nigeria and Africa entirely. It is a payment platform that allows you to receive money in Nigeria by sending a payment link created from your dashboard to the money sender.

Although paystack is not a money transfer company, it can still perform menial transactions. The payment medium used for sending money on paystack is a debit card, and transaction done using this medium is fast and secure.


Flutterwave is also an international money transfer company that allows sending money to Nigeria easily and securely. It is faster in sending money to Nigeria. With flutterwave, you can send money straight to your recipient bank account. You can visit their website to learn more about them.


Azimo is an international money transfer company founded in 2012 and licensed by the financial conduct authority as an electronic money institution (FRN). It is fast in sending money from overseas to Nigeria, and it is 77% cheaper than others. 

When sending money through Azimo, your recipient will receive a mail giving the details of the bank they will collect the money. Azimo operates 24 hours, and they deliver funds sent to Nigeria from overseas faster. 


TransferGo is an international money transfer company that makes sending money from overseas to Nigeria easy. It is fast for sending money, and its charges rate is not complicated. They have over 3.5 million users around the globe, and they are licensed and authorized payment institutions regulated by the FCA (Financial Conduct Authority) and supervised by HMRC (Her Majesty’s Revenue and Customs).

Transfergo supports 41 currencies in over 160 countries. With TransferGo, you can send money for free and earn a commission up to 20 euros on each friend you invite.

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