Short USSD Codes for Loans in Nigeria and Banks transaction


What is ussd Banking codes?

The word USSD is the acronym of Unstructured supplementary service data (USSD). It is a banking feature that allows you to perform financial transactions using your mobile phone by dialing accepted codes. The ussd code can be used anytime and anywhere.

The amazing fact about this banking feature is that it doesn’t require the internet; you can easily dial codes and perform transactions efficiently and faster with your smartphone. USSD codes are used for a lot of things including, checking airtime balance, checking account balance, borrowing a loan, opening a bank account, and a lot more

How to Apply for Loans with USSD Codes

Applying for a loan using USSD code is simple and can be done within a few minutes if all conditions are met. How to borrow loan using USSD the include

  • Get USSD of the bank you want to borrow a loan from.
  • Meet all the requirement
  • Input and dial the code
  • Then follow the next steps and get your loan quickly.

Ussd Code for Loans in Nigeria

The table below perfectly illustrates the type of banks that offer loans in Nigeria and their USSD codes.

Loans BankUSSD Code for Loans
AB Microfinance Bank*389*755#
Access Bank Payday Loan*901*11*1#
Accion Microfinance Bank*572*6#
Airtel Quick Cash*561#
ALAT Loan By Wema Bank*945*100#
Aledin Nano*903#
Carbon Loan*1303#
Ecobank Xpress*326#
Fairmoney Loan*322*2#
First Bank First Advance*894*11# or *894#
Glo Cash*322*1*04225701*Amount#
GTBank Soft Loan (QuickCredit)*737*51*51#
Migo Loan*561#
MTN Cash*606*4#
Trader Moni*540#
Paylater USSD Code*1303#
Quickteller Loan (Airtel, MTN & 9mobile)*322#
Quickteller – Glo Users*805#
UBA Loan Code*919#
Unity Bank Loan Code*7799#
Zenith Bank Loan*966#
Wema bank*945*65#


USSD Codes for Banks transaction

Below is the list of codes you can use to perform any transaction in Nigerian banks.

Bank NameUSSD Codes
Access Bank transfer code*901#
Diamond Bank transfer code*426#
Ecobank transfer code*326#
FCMB transfer code*329#
Fidelity Bank transfer code*770#
First Bank transfer code*894#
GTBank transfer code*737#
Heritage Bank transfer code*322#
Keystone Bank transfer code*533#
Skye Bank transfer code*833#
Stanbic IBTC transfer code*909#
Standard Chartered transfer code*120#
Sterling Bank transfer code*822#
UBA transfer code*919#
Union Bank transfer code*826#
Unity Bank transfer code*779#
Wema Bank transfer code*945#
Zenith Bank transfer code*966#
Polaris bank Transfer Code*833#
Jaiz bank transfer code*773#
Heritage bank transfer code*322#

Frequently Asked Questions (FAQs)

How do I borrow from Ussd Wema Bank?

The ussd code used for borrowing loans on Wema bank is *945*65#. When you input the code on your phone, dial it and follow the prompts to get loans using wema ussd. Note: Make sure the sim you want to use for the transaction is the one you use to register your bank account.

Which code can I use to borrow money from bank?

You can borrow a loan on access by dialing *901*11*1# on your phone. To borrow the loan successfully, make sure the sim you want to use for the transaction is the one you submit when opening your access bank account.

What is the code for quick cash?

The USSD code for borrowing a loan on Kwik cash is *561#. Once you dial the code on your phone, simply follow the prompt to borrow the loan successfully.

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