Savings And Loan App Review(Is Kredi Bank Legit or Scam?) Savings and Loan App Review There have been a number of loan apps on the market recently, and we’ve focused our time and attention to finding all accessible loan app and writing an honest review about them.

Okay, today we’re going to give you a review of a loan app that also allows users to save money; this app is called Savings and Loan App.

So, if you’re reading our Savings and Loan App Review, it’s safe to assume you already know something about Savings and Loan App. But, even if you don’t, and this is your first time hearing of them, stick with us until the end. Savings and Loan App, as the name suggests, allows users to save and loan money. In this article, we’ll focus on the loan money aspect of the app, so make sure to read all the way to the end.

Review of the Kredi Bank Loan App

We want to be clear that if any features of this platform change, we will not be held liable for anything, nor will we be liable for any losses you may incur.

This content was written voluntarily by the Techpost team with the sole purpose of educating you.

What exactly is the Kredi Bank Loan App?

This is a banking app that allows its users (like you and me) to simply borrow money from them.

This loan is intended for low and middle-income salaried persons as well as self-employed individuals.

They claim to be very secure and serious about their users’ investments; their main goal, as stated on their website, is to make banking much easier, efficient, and secure; they make it simple for users to access incredible savings plans whenever they need them; and if you are in need of cash, this loan app should be an option you should consider quickly.

Which countries are eligible to use the Kredi Bank Loan App?

Only Nigerians have access to this platform’s great features for the time being; we don’t know if this will change in the future.

How to Begin Using the Kredi Bank Loan App

You should be aware that in order to begin using any platform, whether an app or a website, you must first create an account with them, which you can do by signing up.

If you want to save money with them, you can choose from one of their great and incredible savings programs, but if you need money right now, you can apply for a loan and get it right away.

Available Loans on the Kredi Bank Savings and Loan App

This app has over four loan options for all users to choose from, which we will go through in this section of the text.

SME Loan from

Nigerian SMEs can now fund their operations without the need for collateral. You may now start, grow, and expand your business with a Kredi SME Loan.

Loan from the

Kredi offers small, short-term nano loans to help you get by when you’re short on cash. With Kredi Nano Loans, you can borrow up to NGN100,000 whether you are a salaried or non-salaried individual.

Salary Backed Loan from Predicted

For salaried individuals, offers fast loans of up to N5 million. Within two minutes, the desired loan amount is placed into your account, and you have up to 18 months to repay it.

Collateral Back Loan from Kredi Collateral loans are secured by movable assets that act as collateral for the loan. Customers’ collateral will be valued and accepted based on pre-determined criteria.

  • Savings and Loan App Savings Plans at Kredi Bank
  • Kredi Bank also has a savings plan, which we’ll go over briefly in this section.

Daily Kredi Savings

Every day, save money and earn more money. Your money earns fantastic interest without causing you any stress if you save every day.

Vault Kredi

Lock your money up for a set length of time and get incredible returns. Our automated procedure helps you to lock in your hard-earned cash with minimal effort while maximizing your profits.

Pot Kredi

Set goals and targets, and as you save toward them, you’ll get jaw-dropping returns. Your objectives are reasonable.

Edupot Kredi

This plan is mostly for your children; you can use it to save money for them while also earning money (interest).

Interest Rates on Kredi Bank Savings and Loan Apps

The smallest loan amount you can request is 5000 naira, and the most loan amount you can seek is over 500,000 naira.

The interest rate on a kredi bank loan app might range from 4% to 35%.

Who is the Kredi Bank Savings and Loan App’s Founder?

For reasons that no one knows about, the ceo of this app has yet to be identified. We will continue to look for information on the ceo of this platform, and once we do, we will update this section of the post.

Customer Service At Kredi Bank

Kredi Bank can be contacted via email or by calling their phone number;

  • TheKrediBank’s email address is
  • +234 1888 5557 is the mobile phone number.

Is Kredi Bank a Scam or Legit?

This program appears to be legitimate, based on the number of good reviews and downloads.

They also have a high star rating, indicating that they can be trusted; however, the best method to determine if they are legitimate or not is to test them out for yourself.


This brings us to the conclusion of our Kredi Bank Savings and Loan App Review; please share your thoughts on the loan app in the comments area below. Subscribe Now

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