How to Upgrade Opay Account to Send & Receive Huge Money

Opay is a well-known online financial service that enables you to save, transfer, withdraw, purchase airtime, and perform nearly all banking operations.

On Opay, there are different account types and levels, and each level has its own needs and limitations, just like in traditional/physical banking.

Therefore, you shouldn’t be shocked if you can only make a limited number of transactions after opening an Opay account. This is due to the fact that your account is currently limited and requires an upgrade to reach the level where you can perform more.

Because of this, we’ve provided you with instructions on how to upgrade your Opay account, which outline all the levels, their prerequisites, and how to upgrade quickly and easily to new levels.

Without further ado, let’s get going!

Opay account Tiers

Opay like most banks operate a three tier systm:

  1. Tier 1
  2. Tier 2
  3. Tier 3

Tier 1

Tier 1 has a daily transaction limit of 50,000 naira and a maximum balance of 300,000 naira i.e. you cannot transact with more than 50,000 naira daily and you cannot have more than 300,000 naira in your bank account.

If you want to remove this limit, you will need to upgrade your account by providing the required documents.

To upgrade to Tier 1, you will need your Bank verification number (BVN).

Tier 2

Tier 2 has a daily transaction limit of 200,000 naira and a maximum balance of 500,000 naira i.e. you cannot transact with more than 200,000 naira daily and you cannot have more than 500,000 naira in your bank account.

To upgrade to a Tier 2 account, you will need to provide a valid ID card like NIN, Voters’ card, International passport and driver’s license.

Tier 3

Tier 3 has a daily transaction limit of 5 million naira and an unlimited maximum balance i.e. you cannot transact with more than 5 million naira daily, but there is no limit to the amount of money you can have in your bank account at any time.

To upgrade to the Tier 3 account, you will need to provide a proof of address like Utility bill etc.

How to upgrade my Opay account?

To upgrade your Opay account, you will need to follow the below instructions:

  1. Login to your Opay account using your User details
  2. Click on ME on the bottom right corner
  3. Click on Upgrade to Tier 1, Tier 2 or Tier 3
  4. You will need to provide the required like BVN, NIN, Voters’ card, driver’s license, international passport etc.

OR

  1. Login to your Opay account using your user details
  2. Click on ME on the bottom right corner
  3. Click on Account limits
  4. Click on Upgrade to Tier 1, Tier 2 or Tier 3
  5. Provide the required information/documents and follow the on-screen prompts

If ae having troubles with upgrading your Opay account, then you will need to contact the Opay customer support:

+2349165998936 0700 8888328 01 888328

customerservice@opay-inc.com

facebook.com/opay.ng

twitter.com/Opay_NG

Leave a Comment