Schill Insurance is a credible insurance company in Canada. In this Schill Insurance review, we take an in-depth look into the insurance policy offerings of the company. Note that, the information presented here is not based on any bias as we are not affiliated or sponsored by the company under review.
Canadians can enjoy strata insurance thanks to Schill Insurance. The company ranks top-flight among insurance companies in Canada, offering strata insurance. Aside from this form of insurance, Schill Insurance Company provides auto insurance, business insurance, home insurance, marine insurance, and travel insurance.
In this Schill Insurance review, I will be discussing the offerings and provisions of Schill Insurance. You will discover the benefits of buying insurance from Schill while I highlight some of the problems and prospects of the company.
Schill Insurance Review
Schill Insurance has a 4.86-star rating across verified review websites. It is most definitely an attestation that Schill Insurance is a credible and reliable insurance company to purchase insurance from in Canada.
Most of the Schill Insurance reviews published online spoke of the company’s positive record in providing home insurance and business insurance. In addition, its claims process is one of the best in Canada, with almost no complaints from customers who posted about Schill’s services.
One characteristic of Schill Insurance, as published in the reviews online, suggested that the company had a team of friendly experts who are knowledgeable and able to help Canadians find the best plans for them. They are also reckoned for their transparency in handling claims and attending to customers when they have issues.
Pros of Schill Insurance
- Schill home insurance has a wide range of options to choose from, including condominium insurance, tenant insurance, and insurance for high-value homes.
- The company offers personalized insurance coverage that is insurance that suits the needs of intending policyholders.
- Schill Insurance has an excellent follow-up strategy. The company has programs and services designed to ensure policyholders are getting the best insurance services possible.
- You can request a quote and pay for some of the insurance policies by Schill online.
- Schill Insurance has published tens of resources to simplify the insurance process.
Cons of Schill Insurance
- The Schill Insurance renewal process online is only available to auto insurance policyholders at the company.
To progress in this Schill Insurance review, let me walk you through the provisions of the company. Like I told you earlier, Schill Insurance policies include auto insurance, business insurance, home insurance, strata insurance, marine insurance, and travel insurance.
Without further ado, here is a rundown on the Schill Insurance policies available to Canadians in all provinces.
Schill Auto Insurance
Auto insurance is one policy that has certain mandatory requirements. It is even more complicated as different vehicles and cities have specific requirements for coverage. On this note, a good auto insurance provider understands how to customize a plan for a prospective policyholder after considering their budget, vehicle, driving history, and the laws regulating the use of vehicles in their province.
Buying auto insurance from Schill Insurance involves speaking with the always available representatives of the company, who, after reviewing the factors aforementioned, design a personalized plan that suits and meets your needs.
The Schill auto insurance plan includes the ICBC Basic Autoplan Coverage, covering medical expenses and rehabilitation costs and paying up to $200,000 for damages from liability claims. It also features additional coverage, including collision insurance and other third-party coverage options.
Schill Home Insurance
The Schill home insurance cover is a wide range of insurance policies designed to protect your home and belongings. It features homeowners insurance, condominium insurance, tenant insurance, insurance for high-value homes.
Home insurance typically offers coverage for the building and its content. However, different residential homes have unique insurance coverages. At Schill Insurance, Canadians enjoy home insurance that’s not only suited to adequately protect your home but won’t let you break the bank to keep your home and belongings insured.
There is a known difficulty faced by Canadians who own high-value homes. A high-value home is one whose worth is above $750,000. Most insurance companies offer home insurance without taking into consideration the kind of residential home they are insuring. High-value homes are undoubtedly on a different level in insurance needs than normal residential addresses.
With the Schill home insurance policy, you can choose what kind of residential home you want to insure, and the company will provide you with coverage tailored to meet your insurance needs.
Features of the Schill home insurance policy include a fast, seamless claims process, Building Replacement Cost Evaluation on your home, market comparison, and personal risk review to ensure the policy you have is the right fit for you, and rate-based protection insurance.
The rate-based protection insurance sees the Schill Insurance team monitor your home insurance annually. If your rate increases by more than 10 percent, the team surveys the available markets to ensure you have the best coverage at the best possible price.
Schill Business Insurance
Businesses are in growing demand for insurance. For example, suppose you run a business organization in Canada. In that case, the chances are that you are susceptible to a couple of named perils that you typically need business insurance to cover, so you are not breaking the bank for emergencies while improving productivity.
The Schill business insurance coverage is one of the best in Canada. Among business insurance companies in Canada, Schill offers one of the most comprehensive business insurance. The company’s business insurance policy includes coverage for:
- Constructions and projects your business is undertaking
- Hospitality insurance
- Manufacturing and distribution of your company’s products
- Non-profit organizations
- Strata and Realty insurance
- Cyber insurance
- Commercial marine insurance
- Fleets insurance to protect your business vehicles
- Professional services also known as professional liability insurance and errors & omission insurance (E&O)
To insure a business, insurance companies take into consideration several factors. One of the factors considered is the perceived risk. This is where the company decides the risks your business is susceptible to based on its location and its manufacturing kind of goods. For instance, if you run a business specializing in the production of heavy machinery, you expect to have a higher coverage cost than a business producing stationeries.
Moving forward, another factor to be considered when customizing a business insurance plan for you is called the premises and operations liability. The premises and operations liability factor is when the insurance company checks if you operate your business in a province or area with a reputation for rewarding high damages. Running a business in such locations will demand higher limits of liability.
Business owners and entrepreneurs do not need to sweat it when they want to buy an insurance policy for their businesses. The Schill business insurance offers enough customizations and plans to insure any business regardless of the province it is operating in and its industry.
Schill Marine Insurance
The Schill marine insurance has an unparalleled reputation in protecting all forms of marine-related risks. So whether you are looking for insurance to cover your vacation travels on your yacht or run a water transport business, Schill marine insurance has the best coverage options to meet your needs in every situation.
From Hull and Machinery protection to Ship Repairer’s Legal Liability and Marine Employers’ Liability, the Schill marine insurance team researches the latest innovations that concern your industry to stay current with all areas that could require coverage. This is what gives Schill an edge when it comes to the offering of comprehensive marine insurance.
Next on this Schill Insurance review is travel insurance.
Schill Travel Insurance
Travel insurance is not as advanced in Canada like the United States, but it is better than other countries in the North American continent. The outbreak of COVID-19 has caused a tremendous shift in the travel insurance industry across the globe, necessitating a need to restructure current and even future travel insurance plans.
Schill travel insurance focuses on the medical aspect of travel more than any other basic travel insurance coverage. So whether you are going on a vacation on the coasts of Mexico or attending a business meeting in Europe, or going on a tour around the world, falling sick away from home is going to leave a dent in your pocket.
Medical costs can be exorbitant even in countries that seemingly offer free healthcare. It will interest you to know that there is no free healthcare anywhere as countries that seem to provide free healthcare do so based on citizens’ tax payments. If that is true, why would they offer free healthcare to visitors who have not necessarily paid taxes to them?
So, even when the concept of free healthcare is in place in a country, it does not guarantee that there would not be expensive medical costs. However, with the Schill travel insurance, you are confident that your medical bills during your trip are covered.
One of the unique benefits of the Schill travel insurance policy is that you can request a quote, get the options and suited plans, and pay for your insurance policy online. No need to walk into a Schill bank location and do all the paperwork before you can purchase a travel insurance policy.
Schill Life Insurance
Whether we want it or not, life is bound to happen, and people will be separated from their loved ones due to death. What life insurance does is to help a policyholder secure the future and finance of their loved ones when they die. Nobody plans for eventualities like this, but since they are bound to happen, life insurance presents itself as a great investment opportunity as it is a life cover.
The Schill life insurance policy comes with the standard life insurance coverage and includes critical illness insurance, mortgage insurance, individual health, and dental benefits, disability insurance, and other corporate coverages.
On the life insurance angle, loved ones, otherwise known as beneficiaries, enjoy a tax-free financial payment when a policyholder dies. Critical illness insurance offers the financial help to pay for the costs associated with life-altering illnesses. This means this part of the policy does not wait to pay when a policyholder dies. Rather, a policyholder is a direct beneficiary of this coverage option.
Mortgage insurance provides an effective way to cover your mortgage commitments. To do this, Schill will take out from your term life insurance for the length of your mortgage instead of the add-on product offered by the bank. In addition, policyholders enjoy supplemental health and dental plans from Schill that fill the gaps Provincial government plans lack and provides the protection Canadians need.
As for the disability insurance feature, policyholders receive an income when they are disabled or unable to work due to an injury or illness. The corporate coverages include group benefits, key person, shareholder – buy/sell funding, group RRSP, and employee assistance programs.
Schill Strata Insurance
Strata housing in Canada is what is referred to as condos or condominiums. However, strata housing not only includes apartment-style condominiums but can also include: duplexes, townhouses, fractional vacation properties, even single-family homes in bare land strata corporations.
Canada has a Strata Act law, but most insurance companies are not reliable enough to offer comprehensive strata insurance. The Schill strata insurance policy includes replacement cost on the building, coverage for water losses including sewer-backup and flood, earthquake coverage and deductible buy down, liability coverage for the premises, Directors, and Officers liability coverage, boiler and machinery coverage, crime coverage, and legal expense and exterior glass coverage.
You can purchase the Schill strata insurance, contact Schill Insurance at 604-585-4445 or send an email to strata@schillinsurance.com. Alternatively, you can fill the Strata Application Form via https://schill.wufoo.com/forms/z1br1qci1fvkpbk/.
Schill Insurance Renewal
Renewal is often a challenge for most insurance policyholders. If you have tried to renew your insurance policy, you must have encountered the waiting queues and the holds on call lines. However, the Schill Insurance renewal makes the process of renewing insurance seamless and stress-free.
At the moment, Schill Insurance renewal is open to auto insurance policies only. Other insurance policies by Schill Insurance do not have an online renewal process. Hence, you will have to walk into any of the Schill Insurance locations across Canada to renew your insurance policy.,
If you are an auto insurance policyholder, you can complete the Schill Insurance renewal process online and continue to meet the demands of the law for vehicle owners in Canada. I have highlighted some of the locations where Schill can be found in the next section.
Schill Insurance Locations
There are nine locations housing Schill Insurance. You can waltz into any of the Schill Insurance locations listed below to either purchase insurance, file complaints, or renew your insurance policy. In addition to the Schill Insurance locations, I have also provided the hours of operation for each branch.
Schill Insurance Ocean Park
The Schill Insurance Ocean Park is located at 1597b – 128 St., Surrey BC V4A 3V1. The branch is open from 9 am to 5 pm from Mondays to Saturdays. You can reach the company via the contact details below:
Telephone: 604.531.2318
Fax: 604.536.5059
Schill Insurance White Rock – Hugh McKinnon
Schill Insurance White Rock is located at 14007 – 16 Ave, Surrey BC V4A 1P9. It is opened from Mondays to Saturdays, 9 am to 5 pm. You can contact the branch via the details below:
Telephone: 604.531.3334
Fax: 604.531.4722
Schill Insurance South Surrey Auto Mall
Schill Insurance in South Surrey is located at 102 – 3050 King George Blvd, Surrey BC V4P 1A2. The South Surrey location is the only Schill Insurance location that opens on Sundays. Its hours of operation are from 8:30 am to 7:30 pm from Mondays to Thursdays, 8:30 am to 6 pm on Fridays and Saturdays, and 11:30 am to 4:30 pm on Sundays.
You can contact the branch via
Telephone: 604.536.7111
Fax: 604.536.7106
Schill Insurance Coquitlam North Road
Located at 435A North Rd, Coquitlam BC V3K 3V9, the Schill Insurance in North Road is open from 9 am to 5 pm on Mondays and Saturdays. You can reach the branch via:
Telephone: 604.937.7731
Fax: 604.937.7783
Schill Insurance Coquitlam Austin Station
Schill Insurance Coquitlam Austin Station is at 7 – 2662 Austin Ave, Coquitlam BC V3K 6C4. The branch is open from Mondays and Saturdays from 9 am to 5 pm. You can reach the branch via
Telephone: 604.931.2722
Fax: 604.931.7702
Schill Insurance Delta
Schill Insurance Delta is at 6435 120 St., Delta BC V4E 3G3. The hours of operation for this Schill Insurance location are from 9 am to 5 pm on Mondays to Saturdays. You can reach the branch via
Telephone: 604.591.3341
Fax: 604.591.5359
Schill Insurance Richmond
The Schill Insurance at Richmond is located at 4720 McClelland Rd. #1820 Richmond, BC V6X 0M6. It is open from 9 am to 5 pm on Mondays to Saturdays. You can reach the branch via
Telephone: 604.273.5184
Fax: 604.273.518
Schill Insurance Port Alberni
Schill Insurance is located at 4907 Argyle Street, Port Alberni, BC V9Y 1V6. The hours of operation are from Mondays to Fridays from 8 am to 5 pm, and on Saturdays from 9 am to 5 pm. You can contact the branch via
Telephone: 250.724.3241
Fax: 250.724.7117
Schill Insurance Claims
Schill Insurance is rated one of the best insurance companies in Canada because of its responsive and seamless claims process. If you suffer any of the named perils that your insurance policy with Schill covers, you can easily file a claim and get compensated in no time.
To file a claim with Schill Insurance, call the claims phone number on 1.844.585.4445. The call line is open 24 hours a day, seven days a week. Schill Insurance promises to guide policyholders through the process and negotiate on their behalf to ensure things go smoothly and get the best from your insurance provider.
To wrap it up in this Schill Insurance review, here is my verdict.
Verdict
My verdict is that Schill Insurance is a credible and reliable company for business insurance, auto insurance, travel insurance, and life insurance. If you are in Canada and desire to have an insurance policy that is comprehensive and affordable, Schill Insurance is the company to visit.